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Phil Kuntz
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Posts with tag 'saving money'

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June
22

Are you house rich, but cash poor? The phrase is often used to describe people who have a house payment so large they can't afford anything else – like food, gas, utility bills and things they need day-to-day. If this describes you, don't worry. You're not alone, and you can get through it with these ten life hacks for lowering your living expenses.

One: Develop a spending plan

The old-school term for a spending plan is a budget. As much as most of us hate the idea of budgets, they are lifesavers when it comes to helping you save money. If you've tried budgets and they just don't work, consider Dave Ramsey's Financial Peace University, or BudgetsAreSexy.com if you want a different, more fun, less painful approach to...

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